We have all been in a position where we needed money and didn’t have it. It could be you saw these cute shoes but didn’t have any money. Or you encountered a brilliant investment opportunity but didn’t have money to take advantage of that once in a lifetime opportunity. I remember as we driving back from our honeymoon my mum called and mentioned an uncle was selling land at a ridiculous amount of money. I say ridiculous because it was a ranch near a road and everything I’ve ever dreamt of for a retirement home site. And it was 700,000. I remember hubby and I wishing we had even half the money on the spot to put as down payment. But we had just done a wedding and even if it was very modest it had still taken up money –note to all brides to be, you will need that money later so be wise! [Read more…]
I don’t belong to any chama. I’m serious. I have zero chamas. None. Nada. I have looked for one to join without success. All my friends are in a chama, or two. But I have never been invited to join any. What does that say about me? Do people think I can’t handle a chama? Ama people just see me and think “she runs a charity, she can’t have money for a chama” Is that it? Even after 4 years of marriage I still have no chama. I thought the epitome of womanhood is to be in a chama? I have so many questions that need answering. How does someone worthy of a chama look like? Do I need new clothes? – a girl doesn’t need an excuse to get new clothes. But seriously people, my self-esteem is on the line here. I feel like a chama is a sorority and I am not worth to join. And here I was thinking I am a popular person. Is alright. [Read more…]
When setting up a startup, anyone who has done it will tell you that one of the biggest headaches is usually getting a bank account. I remember when I was looking to get a bank account for Still A Mum I went to six banks. The list of all the things I needed to open the account left me so discouraged. One bank even asked that we have a 100,000 opening balance!! Back then I was thinking “I don’t even have money to pay for venue for our support group sessions and this guy is asking for KSh. 100,000 to open an account!?” I remember laughing as I left the banking hall.
Do you remember this is actually how it was a few years ago to open a personal account? Remember you needed 100 documents and an outrageous amount of money as opening balance? Remember those days? And then Equity Bank came along and made banking accessible to everyone! And now you could save even 100 bob. And just like that people who thought they would never have a bank account now started saving and even accessing loans. [Read more…]